Protecting Your Deposits Since 1933
The Federal Deposit Insurance Corporation (FDIC) is an independent agency dedicated to maintaining public trust in the U.S. financial system through deposit insurance, banking supervision, and consumer education.
Maintaining Stability and Confidence
The FDIC helps promote financial stability, transparency, and public trust. We supervise financial institutions for safety and soundness and handle the orderly resolution of failed insured banks. Through our efforts, we ensure that no depositor has ever lost a penny of insured funds since the FDIC's inception.
Information for Every Stakeholder
Tailored guidance to help you make informed decisions about your financial future and security.
Small Business Owners
- • Protect business funds held at insured banks
- • Manage cash across multiple accounts
- • Prevent fraud and cyber scams
Retirees
- • Rules on trust and retirement accounts
- • Beneficiary and ownership categories
- • Safeguarding fixed-income finances
Investors
- • Deposit vs. Investment differences
- • Risk and diversification basics
- • Confirming institution insurance status
Is Your Financial Institution FDIC-Insured?
Verify whether your bank or financial institution is protected by the FDIC before opening accounts or making significant deposits.
Essential Learning & Guidance
Fraud Prevention
Learn to recognize and avoid banking scams and sophisticated phishing attempts.
Investment Risks
Understand the critical difference between insured deposits and high-risk investments.
Cash Management
Guidelines for businesses to manage their operational funds securely across banks.
Ownership Rules
Detailed regulatory guidance on how different account titles impact insurance coverage.
Have Questions About Your Coverage?
Our specialists are ready to provide official guidance on deposit insurance limits, bank regulations, and consumer protection.
Alert: Never share your full social security number or passwords via email.
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